Detailed Project Report · Phase 1

Need a bank-ready DPR for your
loan or government scheme?

Get a Detailed Project Report formatted for SIDBI, NABARD, and PSU banks — with DSCR, IRR, BEP, and debt-equity ratio pre-calculated and benchmarked against RBI and SIDBI thresholds. Ready in minutes.

₹1,999 — versus ₹15,000–₹50,000 from a consultant.

Founders applying for
a bank loan or government scheme

Every facility below requires a bank-formatted DPR with pre-calculated ratios. The faster you can produce a clean one, the faster the application moves.

MSME term loans (PSU bank / SIDBI)
Mudra — Shishu, Kishor, or Tarun
PMEGP — Prime Minister's Employment Generation Programme
Stand-Up India (SC / ST / women entrepreneur)
CGTMSE collateral-free credit guarantee
Startup India Seed Fund applications
NABARD Agri-Business Finance projects
BIRAC BIG Grant (biotech / medtech)
State-level startup scheme applications
Plain term loans from any PSU bank

A 30-page document
formatted exactly as the bank expects

Every ratio a banker checks is pre-calculated and benchmarked against the published threshold for your sector.

Ratios

Every banker ratio, pre-calculated

DSCR (per year + weighted average) · Project IRR · Break-even % of capacity · Debt-equity · Current ratio (Tandon norm) · TOL/TNW · Payback period — each flagged against the published threshold for your sector.

Working capital

MPBF — Tandon Method I + II

Maximum Permissible Bank Finance computed both ways at Y5 from your working-capital cycle (debtor / creditor / inventory days). Method II (primary) and Method I shown side by side.

Projections

5-year P&L, Balance Sheet, Cash Flow

Built from your assumptions with WDV depreciation by asset class, Section 35D amortisation, and a full term-loan repayment schedule. Reconciliation-checked: balance sheet balances every year, cash flow ties to BS cash, dep/interest tie to schedules.

Scheme

Scheme eligibility + subsidy calculation

PMEGP subsidy by category and area, Mudra tier classification, Stand-Up India ownership criteria, CGTMSE collateral-free justification — built in. First-generation-entrepreneur requirements surfaced as a checklist.

Format

IBA-style formatting accepted by PSU banks

Cover page with applicant + target bank, executive summary, promoter profile, project cost statement, means of finance with validation, working-capital assessment, projections, repayment + DSCR statement, ratio analysis with pass/flag, SWOT + risk matrix, statutory declarations.

India

9 sectors. India-calibrated benchmarks.

Sector benchmarks pulled from NASSCOM, SIDBI MSME Pulse, RBI, NABARD and other published Indian sources — not Western datasets. Manufacturing / SaaS / agri-foodtech / healthcare / food & beverage / fintech / edtech / logistics / D2C retail.

From inputs to bank-ready DPR
in under 15 minutes

01

Answer the intake

A 7-step form covering project cost, means of finance, term loan terms, revenue + cost assumptions, working-capital cycle, and tax. Smart defaults so a non-finance founder can complete it.

02

Engine reconciles

Projections + ratios computed. Five non-negotiable reconciliation checks: BS balances every year, CF ties to BS cash, P&L dep and interest match the schedules, MoF = Total Project Cost.

03

Ratios benchmarked

DSCR / IRR / BEP / debt-equity / current ratio / TOL/TNW / payback each scored against the published threshold for your sector and labelled PASS or FLAG.

04

Download the PDF

A 30-page bank-formatted PDF. Refused at reconciliation if any number doesn't tie — no half-formed report ever leaves the engine.

Don't take our word for it — every DPR formula, ratio, and benchmark is published. Inspect the DPR methodology.

Your bank-ready DPR. In minutes.

DSCR, IRR, BEP, debt-equity, and Tandon MPBF pre-calculated. Scheme-specific eligibility built in. Reconciliation-checked before any PDF is released.

Generate my DPR →

₹1,999 — versus ₹15,000–₹50,000 from a consultant.